Hardship Funds and Emergency Loans

During your time at University, you may find yourself with little money and struggling to meet your financial obligations. This may be a budgeting issue or because there is a problem with your student funding. Our advisers can help you whatever the reason.

If you find yourself in a situation where you have very little money left to live on, you should contact us straight away to discuss the options available.

Hardship Fund - What is it?

The University’s Hardship Fund provides a grant to students who find themselves in financial hardship due to unforeseen circumstances since starting the course. The purpose of the Hardship Fund is to provide support for students who would not otherwise be able to continue to study. 

If you have savings or other money available to you, you will be expected to use these funds for your living costs before applying. The fund can only help with general day to day living costs.

It can’t make awards to cover:

  • Tuition fees
  • Sport related costs 
  • Summer camps/Internships 
  • Support student is giving to their family other than dependents
  • IT related costs such as replacement/repairs for laptop or PC 
  • Private health care 
  • Visa application costs

Hardship Fund Summer Scheme for Undergraduates – What is it?

The Hardship Fund Summer Scheme is intended to help undergraduate students who face financial difficulties during the summer vacation.

Financial assistance may be granted if students are living independently over the summer, possibly due to being a care leaver, estranged from their family, prevented from supporting themselves due to caring responsibilities or other family, personal or health difficulties which make it necessary to stay in ÌìÌÃÊÓƵ. It is expected that students will attempt to find paid work or other means of supporting themselves over the summer but should explain if they have reasonable grounds for not doing so.

Applications will be accepted from the end of summer term (mid-June) to mid-September and decisions/payments will be made within four weeks of receipt of a completed application. The application form, information on eligibility and how to apply will be available on this web page around mid-June.

Applications will be assessed over the 14 week period of the summer vacation. It is important to set out your specific circumstances over the summer. In general your term time student finance will not be treated as income during the summer vacation but, if eligible, you are expected to have borrowed a government maintenance loan during the previous academic year.

Emergency Hardship Loan – What is it?

The University can provide you with an Emergency Hardship Loan up to £250 depending on need. This is short term and attracts no interest or charges, unlike an unauthorised overdraft or payday loan.

Last updated: 9th October 2024